GEHA Insurance for Rehab
You may have heard of GEHA insurance if you’ve ever inquired about different coverage providers. Government Employees Health Association is an insurance provider that delivers coverage solely for current and past federal employees, military service members, and their immediate families.
As you probably assumed, GEHA provides coverage for millions of Americans annually. In addition, they also offer telehealth access, a convenient privilege, especially during the pandemic.
Your GEHA Insurance Benefits for Rehab
Understanding precisely what your plan covers gives you relief in knowing that you or your family is receiving the coverage they need. When it comes to rehab, it’s essential to be assured that whatever treatment you’re receiving is covered by your provider. Hence, you know the answers to crucial questions like, “Does GEHA cover mental health counseling?”
One of the best things about rehab insurance is that nearly every health plan in the United States, GEHA included, allows some type of coverage for substance abuse treatment. Under the classifications according to our government, behavioral health and substance abuse treatment are considered essential.
This means that all insurance providers must provide coverage for these services. Residential and outpatient services are included under these regulations, ensuring that you have access to multiple levels of care.
Different Coverage Levels for GEHA
Establishing what type of care someone needs that’s entering rehab is necessary. The medical care provided is essential, but the comfort and quality of the facility can be equally important.
Unfortunately, in most cases, the nicer the facility is, the more you’re required to pay out of pocket. However, in the case of GEHA, there’s a cap placed on the total amount of out-of-pocket expenses clients are required to pay each year. If your plan covers special treatment, your out-of-pocket costs will never exceed a specific limit.
This cap allows customers to budget better for medical and rehab expenses. The cap for out-of-pocket expenses is as follows:
- Standard Plan: $5,000
- Standard Out-of-Network: $7,000
- High option: $4,000
- High option out-of-network: $6,000
- HDHP option for individuals: $5,000
- HDHP option for families: $10,000
Your state of residence also matters. Other factors that come into play include your length of stay and the level of your plan. However, costs always vary depending on the facility’s services.
What Types of Addiction Treatment Does GEHA Provide Coverage For?
You might require a certain level of care depending on how severe your alcohol or drug addiction is. Regardless of what you need specifically, GEHA provides coverage for the following classes of care:
- Medically/Assisted Detox
- Inpatient Rehab
- Partial Hospitalization Programs
- Outpatient Programs
- Intensive Outpatient Programs
Find Long-term Sobriety with GEHA and Anchored Recovery Community in San Juan Capistrano
At Anchored Recovery Community, we work closely with insurance providers like GEHA to provide you with the treatment you need and the coverage you deserve. We’re available seven days a week for more information regarding GEHA and how we bill insurance or other inquiries.
We are a team of like-minded professionals passionate about offering quality services to those in need. Many of us are in recovery and understand the courage it takes to reach out. We aim to help everyone who walks through our doors find lasting recovery.
Contact a member of our admissions team today to learn more about how we can provide you with the tools you need for long-term recovery.